Mortgage Technology Magazine Names Loan-Score Client to its
Top 25 Tech-Savvy Lenders List


IRVINE, CA, September 10, 2009 - Loan-Score Decisioning Systems, a leader in enterprise-class decision management solutions, announced that United Fidelity Funding Corp., one of its mortgage banking clients, earned a spot on Mortgage Technology magazine's 2009 Top 25 Tech-Savvy Lenders list for the first year. Loan-score's integrated pricing, eligibility and automated underwriting platform was cited as a key reason United Fidelity made the list.

Being named to the Top 25 Tech-Savvy Lenders list requires that organizations set the mark using leading Web-based tools as transaction platforms for retail, wholesale or consumer direct business channels. The magazine evaluates how lenders are using technology in ways that are exemplary for the rest of the mortgage industry. Using the Internet as a strategic advantage is a key factor, says the magazine. The list has changed considerably given erratic market shifts, lender fallout and new lenders launching start-up companies.

Established in 2008, United Fidelity Funding was founded by experienced mortgage professionals who understand the value of harnessing technology to make the lending process more efficient, transparent and cost effective. United Fidelity's technology is comprised of best-of-breed vendors that seamlessly integrate with one another's complimentary platforms to establish companywide efficacy.

From its inception, United Fidelity implemented a comprehensive decisioning suite for each of its lending channels. The solution, developed by Loan-Score Decisioning Systems, allows its brokers and loan officers to easily access robust point-of-sale decisioning tools to better and more accurately service borrowers. The Web-based decisioning platform integrates seamlessly with, DataTrac®, United Fidelity's back office loan processing and fulfillment platform, which enables ease of communication, 1003 data population, product and pricing accuracy, online automated underwriting approvals, lock request submittal, real-time loan status and conditions management between sales staff, underwriters and processors. In addition, United Fidelity's technology partners use Web services and service-oriented architecture to create an end-to-end solution comprised of best-in-class vendors.

"The fact that United Fidelity is only a two-year-old mortgage banker that made Mortgage Technology magazine's annual list speaks volumes about our solution," said Joe Bowerbank, senior vice president of marketing at Loan-Score. "What United Fidelity has successfully done is leverage our integrated pricing, eligibility and AUS engine to rapidly grow its retail and wholesale channels. It's an honor to have our client and partner make this respected annual list, which mega lenders and banks typically dominate."

Company officials at United Fidelity Funding Corp. say it is utilizing leading technology to help the company join the billion dollar funding club. The mortgage banker also has plans to launch a fully self-sufficient consumer direct, technology-driven lending model in early 2010.

About SourceMedia
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About Loan-Score Decisioning Systems
Founded in 2000 and headquartered in Irvine, California, Loan-Score Decisioning Systems offers clients a full suite of decisioning solutions to satisfy their individual needs from small, medium and large production and servicing organizations. The modular suite includes a product & pricing engine (PPE), automated underwriting system (AUS), portfolio analysis engine (PAE), channel focused point-of-sale (POS) Web portals, a system-to-system integration bridge and more. Loan-Score maintains a comprehensive, up-to-date library of investor guidelines and pricing to ensure eligibility is met and market conditions are adjusted to deliver precision-based underwriting that results in fundable and saleable loans. Our solutions are engineered to deliver swift, cost-effective implementations that integrate with existing LOSs. Clients can choose between software-as-a-service (SaaS) and self-hosted technology models. For more information, visit www.loan-score.com or call 949-450-0102.

CONTACT:
Joe Bowerbank
Loan-Score Decisioning Systems
949.450.0102, ext. 204