Loan-Score Decisioning Systems Announces Next Day Deployment of
New FHA Loan Limits


Limits populated into Loan-Score's AUS before most investors can respond


IRVINE, CA, March 7, 2008 - Loan Score Decisioning Systems, an emerging leader in enterprise-class automated underwriting solutions, today announced that it has implemented the new FHA loan limits only one day after HUD increased limits ranging from $271,050 to $729,750.

Loan-Score's team of business analysts in its managed services group responded swiftly to the FHA's announcement by immediately populating, testing and rolling out the new limits to its client base. The rapidity that the information was entered into Loan-Score's system and made available for use by customers trumped most investor's ability to respond to the limit changes.

"As our client's mix of business changes, Loan-Score continues to make FHA, VA, and Agency programs a top priority," said David P. Colwell, executive vice president at Loan-Score. "We were able to place our customers at an early competitive advantage with FHA and we will do the same for Fannie Mae and Freddie Mac."

Loan-Score's automated underwriting system (AUS) currently offers lenders connectivity to FHA TOTAL Scorecard through Fannie Mae's Desktop Underwriter® application.

Overall, the change in loan limits will help provide economic stability to America's communities and give nearly 240,000 additional homeowners and homebuyers a safer, more affordable mortgage alternative. The maximum amount of $729,750 will only be applicable to extremely high-cost metropolitan areas. Previously, FHA's loan limits in these very high-cost areas were capped at $362,790. By increasing loan limits nationwide, FHA will provide much needed liquidity and stability to housing markets across the country.

Loan-Score's web-based AUS model checks for new FHA loan limits daily and automatically updates the system for use by lenders.

The Loan-Score system boasts high accuracy rates and the ability to stay current with ever-changing investor guidelines. The company's ability to have the new limits available for its entire library of investor guidelines speaks volumes about its response rate and speed to market.

About Loan-Score Decisioning Systems
Founded in 2000 and headquartered in Irvine, California, Loan-Score Decisioning Systems offers a true, enterprise-class AUS and product/pricing engine available on a software-as-a-service (SaaS) and also a self-hosted basis for all lending channels and product types. The company also extends various functionality to the point-of-sale via its Web portals. Loan-Score maintains a comprehensive, up-to-date library of investor guidelines and pricing to ensure eligibility is met and market conditions are adjusted to deliver precision-based underwriting that results in fundable loans. The company has engineered its solutions to deliver swift, cost-effective implementations that integrate with existing LOSs and avoid inflexible programming efforts and high maintenance costs. Through Loan-Score's unique approach to customer service, the company's on-demand SaaS model offers clients the option to utilize its extensive library of investor guidelines, or the ability to manage unique program guidelines themselves. Loan-Score's solutions are in production with small, medium and large lending institutions. For more information, visit www.loan-score.com or call 949-450-0102.

CONTACT:
Joe Bowerbank
Loan-Score Decisioning Systems
949.450.0102